O-Bank Announces First Quarter 2026 Operating Results at Investor Conference

(中央社財經訊息服務20260514 17:12:09)O-Bank held its online investor conference for the first quarter of 2026 today (May 14th), presenting an overview of its operating performance for the first quarter of 2026. In the first quarter of 2026, O-Bank reported consolidated net revenue of NT$3,170 million and consolidated net profit after tax of NT$1,232 million. On a standalone basis, net revenue was NT$2,038 million and net profit after tax was NT$766 million. Earnings per share (EPS) was NT$0.28, representing a 47% increase compared to the same period last year.

Reviewing O-Bank’s consolidated financial results for the first quarter of 2026, total consolidated assets amounted to NT$714.9 billion, representing an increase of 2% compared with the end of 2025. Consolidated net revenue for the first quarter was NT$3,170 million, representing a year-on-year increase of 35%, while consolidated net profit after tax for the first quarter was NT$1,232 million, representing a year-on-year increase of 49%. Among major subsidiaries, China Bills Finance Corporation reported net profit after tax of NT$640 million in the first quarter of 2026, representing a year-on-year increase of 61%, while EverTrust Bank reported net profit after tax of NT$89 million in the first quarter of 2026, representing a decrease of 2% compared with the previous year.

On a standalone basis, O-Bank’s total assets in the first quarter of 2026 amounted to NT$430.3 billion, representing an increase of 3% compared with the end of 2025. Net revenue was NT$2,038 million, representing a year-on-year increase of 21%, while net profit after tax was NT$766 million, representing a year-on-year increase of 43%. Earnings per share (EPS) was NT$0.28, representing a year-on-year increase of 47%. Excluding equity-accounted investment income, O-Bank’s core banking business reported net revenue of NT$1,777 million in the first quarter of 2026, representing a year-on-year increase of 13%, while pre-tax profit from core banking business was NT$616 million, representing a year-on-year increase of 12%.

O-Bank President Elton F.Y. Lee further stated: “O-Bank’s profit growth in the first quarter of 2026 was outstanding. The growth was primarily attributable to the Bank’s continuous optimization of its deposit structure, thereby increasing net interest income and driving growth in pre-tax profit from core banking business. In addition, O-Bank also benefited from the substantial growth of its subsidiary China Bills Finance Corporation resulting from lower funding costs, as well as the stabilization and recovery of its equity-accounted investee leasing business.”